body {
	margin: 0px;
	background: #000099;
}
table {
	margin: 0;
	background: white;
}
table td {padding: 0; border-width: 0; vertical-align: top; 
          font-family: Arial, Verdana, Helvetica, sans-serif;}
		  
td#banner {  /* CANT USE BANNER BECAUSE IT DOES NOT PRINT OUT */
	width: 750px;
	background-image: url(Images/banner.jpg);
	height: 150px;
}

/* NAVIGATION */

td#leftside {  /* spacing from banner */
	width: 150px;
	padding-top: 10px;
	}   /* must match navigation container */

td#leftside td{  /* spacing between images */
	padding-top: 8px;
	}   /* must match navigation container */
  
/* END NAVIGATION AREA */

/* CONTENT */

td#content p {font: 90% Arial, Verdana, Helvetica, sans-serif;}

td#content {
	padding: 20px 15px 0px 0px;  /* top, bottom, right, left */
}

a:link {color: 000099;}  /* blue */
a:visited {color: #990099;}  /* maroon */

#active a:link, #active a:visited, #active a:hover
{
border: 0px solid #333;
background-image: url(Images/button3-on.gif);
color: gray;
}

/* END OF CONTENT */

/* FOOTER AREA */

tr#footer td {
	vertical-align: middle;
	text-align: center;
	font-size: 66%;
	background-position: bottom;
}

tr#copyright td {
	text-align: center;
	font-style: italic;
	font-family: Geneva, Arial, Helvetica, sans-serif;
	color: black;
	font-size: 65%;
	font-weight: bold;
}

/* END FOOTER */

/* HEADER */

h1 {font: 120% Arial, Verdana, Helvetica, sans-serif;
  /* color: #000099;  blue */
  color: black;
  text-align: left;
  padding-bottom: 2px;}
  
h2 {font: 110% Arial, Verdana, Helvetica, sans-serif;
  color: #CC0000; /* red */
  text-align: center;
  padding-bottom: 2px;}
  
h3 {font: 110% Arial, Verdana, Helvetica, sans-serif;
  color: #CC0000; /* red */
  padding-bottom: 2px;}

/* Bold text - contact page*/
h4 {font: 90% Arial, Verdana, Helvetica, sans-serif;
  color: #black;
  text-align: center;
  }
#nordic {
width:400px;
margin-left: 30px;
font-size:12px;
margin-top: -10px;
}
#referrals{
margin-top: -20px;
margin-left: 40px;
width: 90%;
}
ul.zbuck li {
font-size:10px;
}